Plan Your Future, Secure Your Legacy.
Multi-Generational Planning for Business Owners, Ranchers, Farmers, Non-Profits & Families
Building Wealth for Generations: Plan Your Future, Secure Your Legacy.
Multi-Generational Financial Planning for Business Owners, Ranchers, Farmers, Non-Profits, and Families
250+
Satisfied Clients
$70M+
Tax Return Filed
58+
Experienced CPA
Your Trusted Financial Advisor
Michael Garrity: Multi-Generational Strategist
With over 35 years of experience, Michael Garrity is dedicated to helping business owners, ranchers, farmers, non-profits, and multi-generational families build, protect, and transfer wealth for generations.
Michael brings a unique blend of strategic financial planning, tax optimization, estate planning, and education funding to each client relationship, resulting in proven outcomes such as hundreds of thousands in tax savings and debt-free education plans.
Holistic Planning Across Generations
Michael specializes in comprehensive, multi-generational wealth management, guiding client families through succession planning, trust formation, and risk management—ensuring assets stay in the family and legacies endure.
His approach integrates education funding strategies for private K-12, college, and graduate degrees, often leveraging innovative business structures and tax-efficient solutions.
Michael’s clients frequently cite his commitment to long-term relationships, with some spanning four generations and benefiting from customized plans that adapt to changing needs and goals.
Results and Impact
Client success stories include saving over $294,000 in estate taxes for a family, helping a student graduate from medical school debt-free, and implementing business succession plans and buy-sell agreements for farms and ranches.
Michael’s dedication to education planning and legacy building enables families to secure funding for children and grandchildren, while simultaneously managing retirement, insurance, and estate transfer needs.
His expertise extends to specialized work with non-profits, helping organizations eliminate capital gains taxes on real estate donations and establish long-term financial stability through tailored charitable trust strategies.
Collaborative and Client-Centered Approach
Michael works closely with a national network of attorneys, CPAs, bankers, realtors, and insurance professionals, offering holistic solutions for complex financial situations.
Clients appreciate his role as an accessible, jargon-free resource who actively facilitates meetings and ensures all parties are aligned for optimal results.
He is known for going beyond surface-level solutions, uncovering overlooked opportunities for business structuring, trust planning, and charitable giving.
Service Philosophy
Michael’s mission is to provide clarity, confidence, and actionable solutions to every client—removing pressure and focusing on genuine conversations about their goals.
He emphasizes transparent communication, regular plan updates, and a collaborative process that makes clients feel supported every step of the way.
Committed to proactive communication and ongoing education, Michael ensures clients stay informed and empowered to make confident decisions through every stage of their financial journey.
Tailored Financial Solutions for Your Unique Needs
Michael Garrity: Multi-Generational Strategist
Business Succession Planning
Multi-Generational Wealth Planning
Tax
Optimization Strategies
Estate
Planning
& Trusts
Insurance
& Risk Management
Education Funding
Retirement Planning
Unlock Your Business's Full Financial Potential
Strategic planning to optimize your business's growth, profitability, and long-term success.
Businesses with comprehensive financial plans are 27% more likely to survive past 10 years.
Business Tax Strategies: Optimize your business structure for maximum tax efficiency.
Qualified Plan Maximization: Design and implement retirement plans that benefit you and your employees.
Key Employee Retention Strategies: Protect your business by incentivizing key personnel to stay.
Buy-Sell Agreements: Ensure a smooth transition of ownership in the event of a partner's death, disability, or retirement.
Business Continuation Planning: Secure the future of your business for your family and employees.
Business Tax Strategy: Leverage new tax laws to reduce your taxable income.
Take control of your business's financial future.
Securing Your Family Farm or Ranch for Generations to Come
Planning strategies to preserve your agricultural heritage, minimize taxes, and ensure a smooth succession.
(NEW QUOTE % HERE) (SEE MICHAEL)
Farm Succession Planning: Develop a comprehensive plan to pass down your farm or ranch to the next generation.
Estate Planning for Agricultural Assets: Protect your land and assets with strategic estate planning techniques.
Business Structuring for Tax Efficiency: Optimize your business structure to minimize taxes and maximize profitability.
Tax Strategies for Farmers and Ranchers: Leverage specific tax deductions and credits available to agricultural businesses.
Life Insurance for Key Employees and Successors: Secure your business and protect your family's future.
Retirement Planning for Agricultural Professionals: Plan for a comfortable retirement while preserving your farm or ranch.
Protect your agricultural legacy. Schedule a consultation to discuss your farm succession plan!
Maximize Your Charitable Impact and Secure Your Organization's Future
Financial Strategies Tailored for Non-Profit Organizations
"Non-profits with comprehensive financial plans are 30% more likely to achieve their long-term fundraising goals."
Charitable Trust Planning: Strategic planning to maximize the benefits of charitable trusts.
Year-End Gifting Strategies: Optimize your end-of-year giving campaigns for greater impact.
Real Estate Trust Solutions: Eliminate capital gains taxes on real estate donations.
Trust-Owned Life Insurance: Leverage trust-owned life insurance with "Crummey" withdrawal powers.
Executive Bonus Plans: Attract and retain top talent with strategic executive compensation packages.
Legacy Planning for Non-Profits: Secure the long-term financial stability of your organization.
Discover how strategic planning can empower your non-profit. Book a Consultation Today!
Secure Your Family's Legacy for Generations to Come
Protect your loved ones, minimize taxes, and plan for a lasting impact.
(NEW QUOTE % HERE) (SEE MICHAEL)
Education Planning for Children and Grandchildren: Secure funding for future generations' education.
Wealth Transfer Strategies: Efficiently transfer wealth through strategic life insurance policies.
Estate Planning & Trusts: Create revocable living trusts, special needs trusts, and spousal lifetime access trusts.
Family Legacy Planning with Qualified Plan Assets: Strategically manage qualified plan assets to create a lasting family legacy.
Long-Term Care Planning: Ensure your family's financial security in the face of long-term care needs.
Legacy Planning with Life Insurance: Leave a lasting impact with strategic planning.
Protect your family's future. Book a complimentary consultation to discuss your legacy plan today!
What Clients Are Saying
"Michael has helped our family navigate complex financial decisions for over 25 years. His expertise and personalized approach have been invaluable!"
John S.
We were pleasantly surprised by The Garrity Group's exceptional expertise and professionalism, surpassing our expectations.
JOHN D.
With Michael's expertise, we were able to optimize and streamline our financial processes for greater efficiency and effectiveness.
MARIAH
Collaborating with Michael's firm has completely transformed the way we do business, making a significant impact on our overall success.
DAVID JOHNSON
Ready to Take Control of Your Financial Future?
Schedule a free, no-obligation consultation today.
© 2025. The Garrity Group. All rights reserved.